Lead Comply is proud to announce the official launch of the Lead Comply AML Portal — a purpose-built, Australian-hosted compliance management platform designed specifically to help real estate agencies meet their obligations under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) and the AML/CTF Rules 2025.
With AUSTRAC’s Tranche 2 reforms now in effect and enrolment deadlines fast approaching, real estate principals across Australia face a significant new compliance burden. Lead Comply has built the technology — and the expertise — to make that burden manageable.
The Compliance Clock Is Ticking
From 1 July 2026, real estate agencies are formally classified as reporting entities under Australia’s AML/CTF framework. This means every agency that buys, sells, or leases property must:
• Enrol with AUSTRAC by 29 July 2026
• Implement a written AML/CTF Program
• Conduct Customer Due Diligence (CDD) on buyers and sellers
• Screen customers against PEP and sanctions lists
• Monitor transactions for suspicious activity
• Lodge Suspicious Matter Reports (SMRs) and Threshold Transaction Reports (TTRs) where required
• Train all staff in AML/CTF obligations
• Maintain records for a minimum of seven years
For many agencies, this represents an entirely new compliance landscape. The penalties for non-compliance are significant — and AUSTRAC has made it clear that real estate is a priority sector.
Lead Comply exists to ensure no Australian real estate agency is left behind.
Introducing the Lead Comply AML Portal
The Lead Comply AML Portal is a comprehensive, cloud-based compliance management platform built from the ground up for Australian real estate agencies. It is not a generic compliance tool adapted for real estate — it has been designed specifically for the way real estate principals and their teams work, with every feature mapped directly to AUSTRAC’s requirements for Tranche 2 entities.
Customer Due Diligence Workflow
The portal guides your team through a structured, step-by-step CDD process for every buyer and seller — collecting identification, assessing risk, screening against global PEP and sanctions databases, and producing a complete audit trail. No more spreadsheets. No more guesswork.
PEP and Sanctions Screening
Powered by NameScan — an Australian-based screening service — the portal screens your customers against over 1,500 global watchlists, including DFAT’s Consolidated Sanctions List, OFAC, and the United Nations Security Council list. Every screen is recorded, timestamped, and stored against the customer record.
Transaction Monitoring
Every property transaction is logged and monitored for suspicious patterns. The portal generates automatic alerts when transactions meet defined risk thresholds, helping your team identify and respond to potential money laundering activity before it becomes a regulatory issue.
AUSTRAC Reporting
The portal supports the preparation and lodgement of Suspicious Matter Reports (SMRs), Threshold Transaction Reports (TTRs), and International Funds Transfer Instructions (IFTIs) — with built-in templates aligned to AUSTRAC’s reporting requirements.
Staff AML/CTF Training
Every staff member with access to the portal can complete all seven mandatory AML/CTF training modules directly within the platform. Modules are aligned to AUSTRAC’s guidance for Tranche 2 entities and cover everything from understanding money laundering typologies to conducting compliant CDD interviews. Completion is automatically tracked, certificates are generated, and renewal reminders are sent when training is due.
Compliance Reporting
The portal automatically generates an Annual Compliance Report and Board/Governing Body Report using live data from your account — giving your principal a clear, accurate picture of your agency’s compliance position at any time.
Independent Evaluation Tracker
For agencies required to conduct mandatory independent evaluations under the AML/CTF Rules 2025, the portal provides a dedicated tracker to record, manage, and store evaluation reports for the required seven-year retention period.
Ongoing CDD Scheduler
The portal automatically schedules CDD review dates for every active customer based on their risk rating — ensuring high-risk customers are reviewed every six months and lower-risk customers on an appropriate cycle, without your team needing to manage this manually.
Australian-Hosted. Your Data Stays in Australia.
This is not a minor detail — it is a fundamental design decision.
The Lead Comply AML Portal is hosted on Australian servers located in Sydney, New South Wales. Every customer record, every transaction log, every training record, every audit trail, and every compliance document you create in the portal is stored in Australia and remains subject to Australian law.
In an era where compliance data is increasingly stored overseas on platforms that were never designed for Australian regulatory requirements, Lead Comply has taken a deliberate stand: your clients’ sensitive personal information does not leave this country.
This matters for two reasons. First, it is the right thing to do — the data your agency collects as part of AML/CTF CDD is amongst the most sensitive personal information in existence. Second, it demonstrates to AUSTRAC that your agency takes data governance seriously — a factor that regulators increasingly consider when assessing the maturity of a compliance program.
Start for Free — No Credit Card Required
Lead Comply understands that not every agency is ready to commit to a full compliance subscription from day one. That is why the Lead Comply AML Portal is available to every Australian real estate agency completely free to get started.
A free account gives your agency immediate access to:
✅ Customer Due Diligence CDD workflow for up to 5 customers
• Up to 3 staff members
• All 7 mandatory AML/CTF training modules for your team
• AUSTRAC enrolment checklist
• Transaction monitoring
• Compliance dashboard
• Australian-hosted, encrypted data storage
There is no trial period, no credit card required, and no obligation. Your free account does not expire.
Register your free account today at aml.leadcomply.com.au/register
The Complete Compliance Solution — Portal + Compliance Manual Program
The Lead Comply AML Portal is a powerful compliance management tool. But technology alone does not satisfy AUSTRAC’s requirements. Every reporting entity must also have a written AML/CTF Program — a formal document that sets out how your agency identifies, manages, and mitigates money laundering and terrorism financing risk.
This is where Lead Comply’s professional consulting services come in. Our compliance specialists work directly with real estate principals to develop a bespoke, AUSTRAC-aligned Compliance Manual Program covering:
• Part A — ML/TF Risk Assessment, Customer Due Diligence framework, transaction monitoring procedures, reporting obligations, record keeping, and governance arrangements
• Part B — Employee Due Diligence, staff screening procedures, and ongoing staff monitoring
When the Lead Comply AML Portal is used together with a professionally prepared Compliance Manual Program, your agency has a complete, end-to-end AML/CTF compliance solution — one that is built to withstand AUSTRAC scrutiny and protect your agency’s licence to operate.
Agencies that register a free portal account and engage Lead Comply for their Compliance Manual Program receive a coordinated compliance solution — where the portal’s workflows, risk assessments, and reports are specifically aligned to the written program we develop for your agency.
Why Real Estate Principals Are Choosing Lead Comply
✅ Built for real estate. Every feature built around how real estate agencies operate — not adapted from a banking template.
✅ Australian expertise. Lead Comply’s team understands AUSTRAC’s expectations and the practical realities of running a real estate business.
✅ Australian data sovereignty. Your compliance data never leaves Australia. Full stop.
✅ Affordable entry point. A free account means every agency can start building their compliance capability today, without a financial barrier.
✅ Staff training included. Seven mandatory AML/CTF training modules available to all registered users, including free tier accounts.
✅ Ongoing support. When you have a question about your AML/CTF obligations, you can speak to someone who understands both the law and the portal.
Register Your Free Account Today
AUSTRAC’s enrolment deadline is 29 July 2026. The time to act is now.
Registering for a free Lead Comply AML Portal account takes less than two minutes. You will immediately have access to the compliance dashboard, CDD workflow, and all seven AML/CTF training modules for your team.
There is no reason to wait.
👉 Register free at Lead Comply AML Portal
For enquiries about the Compliance Manual Program or to speak with a Lead Comply consultant, Book a Call now.
